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Flexible Spending Accounts (FSAs)

Save money for medical and dependent care expenses.

What is a Health Care Flexible Spending Account?

Flexible Spending Accounts (FSAs) help you save on your everyday expenses.

Since FSA contributions are deducted from your paycheck before they are taxed, you save money by not paying any taxes on the amount you put into your FSA. You can then use these tax-free funds for hundreds of eligible expenses.

There are two types of Health Care Flexible Spending Accounts:

Health Care FSA

A Health Care Flexible Spending Account (FSA) is an account that allows you to use pre-tax dollars to pay for qualified health care expenses, like prescriptions, doctor office copays, health insurance deductibles and coinsurance for you, your spouse or tax dependents.

Limited Purpose FSA (LPFSA)

Because HSAs offer so many tax advantages, they cannot be paired with a regular Health Care FSA. However, they can be paired with a LPFSA, which covers dental and vision expenses. The LPFSA also covers medical expenses after you meet your deductible.

Eligible Expense Examples