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Health Savings Account (HSA)

An HSA is a tax-advantaged account that can help you pay for qualified medical expenses.

Save on care today and for the future

An HSA is like a 401(k) for health care – a tax-advantaged account that you can use for qualified medical expenses today or save for the future, including retiree health expenses and post 65 retiree insurance premiums.

Interested in getting more out of your account?
View the investment fund options available to you once you reach the minimum balance required for investments.

HSA Benefits

  • Yours forever. Your HSA is owned by you, is immediately 100% vested, and never expires.
  • Here for you today. Use your pre-tax HSA funds to cover health expenses today – before and after deductible.
  • There for you tomorrow. HSAs earn interest and may be invested. Even better – unused HSA funds roll over each year and continue to earn interest and grow.

Tax Savings!

An HSA offers tax savings on contributions, qualified withdrawals, and account earnings from interest and investments.
This means you have the potential to save more.

Helpful Tools

HSA Growth Calculator

HSAs offer tax savings and investment options. That means that over time, your savings can really add up.

Calculate your growth

HSA Overview Video

Get a quick summary of how an HSA works and how to make it work for you.

Watch now

HSAs for Dummies eBook

Master key HSA concepts and ask all the right questions.

Get your copy

Make the most of your HSA

Learn more about HSAs and put your knowledge to the test.

Learn more

Qualified Medical Expenses

Check out the eligible expenses list to see just how useful an HSA can be.

Learn more

Frequently Asked Questions

There’s a lot to know about HSAs, which is why we built these FAQs.

Get answers

Which stores accept my payment card?

Our accounts cover hundreds of expenses for you and your family.

The IRS requires retail locations like pharmacies, grocery stores, and wholesale clubs, to have a special inventory control system in place that identifies eligible expenses in order to accept health care payment cards. The system is called IIAS (Inventory Information Approval System), and it helps reduce the need to submit receipts or worry about rejected claims. This list is regularly updated, so check back often.

Some merchants, while not IIAS compliant, have attested that at least 90% of their transactions are for qualified health care account purchases. These merchants are also allowed to accept payment cards, however, transactions at these locations will require receipts.

You can find the IIAS Complaint Stores and the 90% Merchants by downloading the list(s) from the buttons provided here.

Have questions or need help?

You can get support 24/7 at 833-881-8158.