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Connecting health care and finances

Optum Connects You to Your Health Care and Dependent Day Care FSA and Commuter Benefits

Health and Dependent Day Care accounts

Gain a complete understanding of the financial side of flexible spending accounts
We help you connect the worlds of health and dependent day care finance in new ways because we believe that simpler,
smarter health care savings and payments lead to better, more impactful care experiences.

Dependent day care flexible spending account

A dependent day care flexible spending account (DCFSA) can help you put aside dollars, income tax-free, for the care of children under the age of 13 or for dependent adults who can’t care for themselves.

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Health care flexible spending account

A health care FSA (HCFSA) reimburses you for eligible health care expenses for you and your eligible dependents.

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Commuter benefits - Online ordering

Reduce your commuting expenses by taking advantage of commuter benefits.

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Health Finance Ed Center

Understanding how to connect your health and finances is more important than ever. Our health finance ed center brings together industry-leading education, tools and resources designed to help you make the most of your health accounts.

What is HealthSafe ID

HealthSafe ID is our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication, so it remains safe and secure.

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Does your expense qualify?

Questions about whether expense qualifies? Use our qualified medical expense search tool to filter by account type and expense type to see what qualifies.

View qualified medical expenses

Shop for all your health and wellness needs

Visit Optum store and explore their wide range of FSA-eligible products at everyday low prices. We've got you covered.

Shop Optum Store

Optum Financial Mobile App

All the tools you need when you’re on the go. With the Optum Financial mobile app, you can easily manage your FSA anywhere.

Download mobile app

About Optum Financial

At Optum Financial we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances.

We’re focused on providing innovative solutions that help you connect your health and finances in new ways.

Have questions or need help? 

You can get support 24/7 at 1-844-284-6267.