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Connecting health and finances

Health care costs shouldn’t get in the way of living a healthier life, future financial success or a comfortable retirement. Browse our site to learn more about our health account options.

Health accounts

Take control of how you save, spend and invest for health care with accounts that help you pay for and manage health care costs.

Health savings account

An HSA is a tax-advantaged account that can help you pay for qualified medical expenses.

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Resource Center

Get started! Understanding how to connect your health and finances is more important than ever. Our Health Finance Ed Center brings together industry-leading education, tools and resources designed to help you make the most of your health accounts.

What is HealthSafe ID

HealthSafe ID is our leading technology that strengthens website authentication protocols and enhances the security of your account by adding dual-factor authentication, so it remains safe and secure.

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Does your expense qualify?

Questions about whether expense qualifies? Use our qualified medical expense search tool to filter by account type and expense type to see what qualifies.

View qualified medical expenses

Shop for all your health and wellness needs

Visit Optum store and explore their wide range of HSA and FSA-eligible products at everyday low prices. We've got you covered.

Shop Optum Store

Optum Financial Mobile App

All the tools you need when you’re on the go. With the Optum Financial mobile app, you can easily manage your HSA, FSA or HRA anywhere.

Download mobile app

About Optum Financial

At Optum Financial we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances.

We’re focused on providing innovative solutions that help you connect your health and finances in new ways.